Financial Planning Service

What is important to you in life? We aim to help you identify, achieve and maintain your desired lifestyle without the fear of running out of money, whatever happens. We do this in three stages...

Financial Planning - Our First Meeting

Our first meeting

At our first meeting, we will talk to you about YOU, YOUR family, YOUR interests and what YOU want to achieve in life.

If you want to discuss any existing policies you may have, it would be useful to bring some recent documentation about these policies.

By the end of the meeting, we aim to identify the number one goal you want to achieve. There may be more, of course.

There is no charge for this first meeting.

Financial Planning - Our Second Meeting

Our second meeting

At our next meeting, we will discuss possible solutions to achieve your goal(s).

We will also give you feedback on your existing policies and confirm whether they are fit for purpose or not.

If applicable, we will introduce you to our model portfolio service and how it might help you achieve your goals.

At this stage, you can decide whether you wish to become a client of our firm.

If you choose to do so, we will now implement any planning you may require.

Financial Planning - The Start Of Our Relationship

The start of our relationship

Once you become a client, we will place into our Client Review Programme. Most clients are happy to review their plan on an annual basis, to ensure they are on track to meet their long-term goals.

We can also introduce you to our cashflow planning software. We use this to help build your financial plan and assess whether you are on track to achieve your financial goals. This will hopefully give you some clarity about your financial future.

Financial Planning - Decisions To Make

So ask yourself these questions...

1. What do you want to achieve between now and when you die?

2. When can you stop doing what you no longer enjoy?

3. When can you start doing more of the things you love?

4. How much do you need to sell your business for, to live the life that you want, without the fear of running out of money, whatever happens?

5. What needs to happen to secure your family’s future so they never have to worry about running out of money, whatever happens?

In a 2019 survey by Scottish Widows, 53% of respondents were concerned about running out of money in later life.

The earlier the financial planning process is started, the better the ultimate outcome. Get in touch and we'll get started.

Source: FT Adviser