BROWNING
FINANCIAL PLANNING
01803 60 67 66  
Dominic Browning, Managing Director
Posted by Dominic Browning
10/12/23
News, Resources, Insight and Opinion from Browning Financial Planning

Your Company Pension

Dominic Browning, Managing Director
Posted by Dominic Browning
10/12/23

Company pensions are becoming a more and more important part of your financial plan.

We already offer a company pension review service, which means that we advise you on the best funds to be invested in within your current company pension arrangements.

It is imperative that you join/stay in the scheme as you will be getting employer contributions paid in, in other words free money.

In some cases the fund choices are good and you can invest for your retirement via these funds.

But in other cases, there are a limited number of suitable funds, if any at all. At the moment, you have to invest in the "best of a bad bunch" to continue to receive free money.

BUT, DID YOU KNOW THAT YOU CAN MAKE A PARTIAL TRANSFER FROM THE COMPANY PENSION INTO A PERSONAL PENSION? This means that you can continue to receive free money in the company scheme but if the funds available are not very good, you could move the bulk of them elsewhere.

SO IT IS POSSIBLE TO HAVE YOUR CAKE AND EAT IT!

More News, Insight & Opinion
Inheritance Tax Planning

Trying to pass on as much as your wealth as possible to your children is getting harder and harder, due to the freezing of the IHT (Inheritance Tax) thesholds since 2009.  Continue

Investment Bonds

An investment bond is a packaged investment offered by a life company as opposed to an investment company. They work differently to investment company package products (known as General Investment Accounts or GIAs). Continue

Continuing Regular Savings

The number one factor in building a retirement or investment pot is investing regularly over the long-term and keeping it going until the day when you need to draw down on your investments or pension pot. Continue

Discretionary Trusts v Protective Property Trusts

Putting a trust in your Will to make sure your loved ones inherit something is a very good thing. We commonly see PPTs (Protective Property Trusts) in Wills but sometimes think a DT (Discretionary Trust) might be a better solution in many cases. Continue

The Great Sale

Currently there is a sale of the great companies of the World on and you should seize the opportunity to buy discounted shares. Continue

Inflation - a cancer on your Wealth

It is commonly believed that when you retire, your number one priority should be the preservation of your capital. Continue

More Articles