Will you outlive your money...or will it outlive you?

A typical couple spend 30 years in retirement and the biggest threat to their financial dignity is running out of money.

The only asset which reliably outperforms inflation over most time periods are global equities, in other words, investing in the Great Companies of the World.

Your default position should be investing 100% in equities. if you are uncomfortable with this, you can also invest in lower-volatility assets....however, this will mean lower returns and possibly running out of money unneccessarily.

More News, Insight & Opinion

Regular Contributions

Your investment contributions should do the heavy lifting. Continue

What is a market correction?

A market correction is defined as a 10% drawdown from a previous market high. Continue

The Power of Compounding

Working in the financial services industry, we are confronted with the power of compounding on a daily basis. We see clients who make it work for themselves (investments) and clients who make it work against themselves (debt). Continue

Why we focus on total returns

Our main focus as your financial adviser is ensuring you make wise, informed decisions to reach and maintain financial independence. For most people, this means a long, independent retirement and leaving a legacy to those they love. Continue

Rebalancing: The Disciplined Investor's Secret Weapon

In any investment portfolio, it’s normal to find that one asset class has outperformed the others in the recent past. We often assume that what has happened in the past will continue into the future. Continue

Retirement facts and figures

According to Invesco’s UK retirement study, 64% of advisers said people who seek advice during accumulation have a better understanding of pension options than those who only take advice at retirement. Continue

News, Resources, Insight and Opinion from Browning Financial Planning