BROWNING
FINANCIAL PLANNING
01803 60 67 66  
Dominic Browning, Managing Director
Posted by Dom Browning
25/08/23
News, Resources, Insight and Opinion from Browning Financial Planning

Market Timing

Dominic Browning, Managing Director
Posted by Dom Browning
25/08/23

The economy cannot be forecast nor the market timed.

It therefore follows that the best time to buy equities is when you have the money, and the best time to sell them is when you need the money.

Do not get into the game of "taking profits" when the market is doing well and do not start panicking when the great companies of the World go on sale. And do not chase the latest fad or "hot tip".

These are manifestations of fear: The irrational fear of losing all your money and the fear that everyone else is getting rich, except you. Both lead to the destruction not only of wealth but of hope.

The MSCI World Index, betweeen 31/12/83 and 31/12/19, grew 1302%. Had you missed the best 10 days, this would have reduced your return to 722%. Had you missed the best 30 days, the return would have reduced to 295%. And had you missed the best 50 days, the return would have reduced further to 108%. Trying to time the market is absolute madness!

More News, Insight & Opinion
Inheritance Tax Planning

Trying to pass on as much as your wealth as possible to your children is getting harder and harder, due to the freezing of the IHT (Inheritance Tax) thesholds since 2009.  Continue

Investment Bonds

An investment bond is a packaged investment offered by a life company as opposed to an investment company. They work differently to investment company package products (known as General Investment Accounts or GIAs). Continue

Continuing Regular Savings

The number one factor in building a retirement or investment pot is investing regularly over the long-term and keeping it going until the day when you need to draw down on your investments or pension pot. Continue

Discretionary Trusts v Protective Property Trusts

Putting a trust in your Will to make sure your loved ones inherit something is a very good thing. We commonly see PPTs (Protective Property Trusts) in Wills but sometimes think a DT (Discretionary Trust) might be a better solution in many cases. Continue

The Great Sale

Currently there is a sale of the great companies of the World on and you should seize the opportunity to buy discounted shares. Continue

Inflation - a cancer on your Wealth

It is commonly believed that when you retire, your number one priority should be the preservation of your capital. Continue

More Articles