News, Resources, Insight and Opinion from Browning Financial Planning
Market predictions are a waste of time
Posted by Dominic Browning
05/12/23
Warren Buffet said "I have never met anyone who can forecast the markets. Forecasts tell you more about the forecaster than the markets".
What is important is not running out of money in retirement and this is usually avoided by consistent, long-term saving into global equity funds and NOT attempting to time the markets.
If you own property with someone else (for example your spouse) when you die, you can claim a reduction in the value of your share for Inheritance Tax purposes. Continue
Did you know that if a a widow and widower get married, then on their deaths, they may be able to leave up to £2,000,000 to their families with paying Inheritance Tax (IHT)? How is this possible? Continue
The number one factor in building a retirement or investment pot is investing regularly over the long-term and keeping it going until the day when you need to draw down on your investments or pension pot. Continue
It is getting harder and harder to shelter your assets from the Government when you die, as the Inheritance Tax (IHT) thresholds have not changed since 2009. Continue
Trying to pass on as much as your wealth as possible to your children is getting harder and harder, due to the freezing of the IHT (Inheritance Tax) thresholds since 2009. Continue
An investment bond is a packaged investment offered by a life company as opposed to an investment company. They work differently to investment company package products (known as General Investment Accounts or GIAs). Continue
Copyright of Browning Financial Planning Ltd. Registered office: Morar, Brooklands Lane, Torquay, TQ2 6PH. Telephone: 01803 60 67 66. Browning Financial Planning Limited, company number 8448809, is registered in England and Wales and is authorised and regulated by the Financial Conduct Authority (607455). Will writing is not regulated by the FCA.
We provide services for clients in Torbay, Torquay, Paignton, Brixham and South Devon including Buckfastleigh, Berry Pomeroy, Maidencombe, Plainmoor, Marldon, Broadsands, Hay Tor, Paignton, Totnes, Newton Abbot, Abbotskerswell, Kingskerswell, Torquay, Heathfield, St Marychurch, Brixham, Dawlish, Goodrington, Stokeinteignhead, Teignmouth, Chelston, Bovey Tracey, Shiphay, Shaldon, Ipplepen, Blagdon and more!