Dominic Browning, Managing Director
Posted by Dom Browning
25/08/23
News, Resources, Insight and Opinion from Browning Financial Planning

Intra-year returns

Dominic Browning, Managing Director
Posted by Dom Browning
25/08/23

Did you know that in any given 12-month period, the gap between the highest and lowest valuation point of equity indices is around 14%.

It has been like this for decades. What this means is that investment volatility is normal and should be embraced. This fact further enhances the argument that you should not try and time the markets.

Some clients check their valuations on a daily basis. In my opinion this is a waste of your valuable time. In the old days, before platforms offered 24/7 valuations, an investor normally received an annual statement and I don't recall anyone ever stating that they wanted more frequent valuation statements.

So trust in the efficiency of the markets, trust the human ingenuity of those running the great companies of the World, stop logging on every five minutes and go and enjoy your life! Life is too short.

More News, Insight & Opinion
Will you outlive your retirement pot?

The most important question to be asked is ‘How long will you live?’  Continue

HMRC repaid record £198m on flexible pension withdrawals

A record £198m was repaid on flexible pension withdrawals for the tax year 2023/24, latest HMRC data shows. Continue

Lifetime ISAs - Why basic-rate tax-payers under 40 should consider them.

Lifetime ISAs were created to help people under 40 save for a house deposit. But are they any good as long-term savings if you do NOT buy a house? Continue

Life Boat Drills

If you have ever been on a cruise, you will be aware that the crew will carry out lifeboat drills either in harbour or shortly after leaving.  Continue

Why our fees are competitive

I was recently shown the pricelist of St James's Place, a FTSE100 financial advice firm. I nearly fell off my chair. Continue

Company Pension planning options

We regularly look at the company pension funds of prospective and existing clients. Continue